1. Preheat oven or toaster oven to 350 degrees F. Sprinkle sugar, cinnamon, salt and nutmeg, to taste on apple or pear, and mix with fingers.
2. Add to a small baking dish like a single serve Pyrex dish.
3. In a small bowl, empty oatmeal packet and add margarine. Mix with your hands until oatmeal is completely mixed. Pour over the cut apple or pear.
4. You can bake this in a conventional oven or toaster oven. I used my toaster over. Bake for 15-20 minutes or until the crust is lightly brown. Remove from oven and let stand a few minutes, then serve.
Tastes really good with vanilla soy ice cream or soy whipped cream.