1. Slice the banana into 1-inch thick circles. Arrange banana slices at the bottom of a nonstick saucepan, cover, and cook at medium heat until juicy and bubbling. (It is important that the banana is both very ripe and very frozen, or it won't get juicy when you boil it.)
2. Mix together your cereal and wheat germ in a bowl, then dump the hot banana on top. Mush it all together. Eat it right away if you like your cereal a little crunchy, or let it sit for a bit for a softer consistency.
This is my favorite breakfast. Boiling (don't know a better term for it) the banana intensifies the flavor to divine heights. Its healthy as heck, too!